HOW TO RECOGNISE THE PROBLEM


Sometimes it is difficult to recognise whether you are in financial strife other times you know for certain that you cannot manage your finances.

Take a minute to look at the following questions:-

	Are you struggling to repay minimum payments on credit cards?
	Are you borrowing from one credit card to repay another?
	Have you received a Default Notice or Final Demand?
	Are you being threatened with Court Action?
	Is juggling your finances becoming a problem?
	Do you have mortgage arrears which you cannot repay?
	Have you tried to negotiate with creditors but been unsuccessful?

If you answered yes to one or more of the above maybe you should talk to one of our online advisors, alternatively you could register as a member and gain access to more help and advice on your specific problem area.