You
must be aware that by entering into any of the above ‘arrangements’
that your credit record may be impaired and in the case of
a ‘Managed Repayment Plan’ the debt and the period
over which it is paid may increase. Additionally, a creditor
is under no obligation to accept proposals and, in fact, has
a legal right to apply for enforcement through the courts.
Please note that if any such action is taken or, indeed, has
already been taken, Haydon Associates will defend or apply
for a ‘variation’ of any claim or judgment.
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